Finding and Purchasing Your First Home – Purchasing your first house is regarded as one of the most significant life and financial milestones. It’s a significant investment, and it’s likely that this will be your largest buy to date. Here are the steps to follow as you purchase your first home. 1. Determine...
LEARN MOREEvery caring Mother is a Wise Woman. I can see why we carve out a special day each year to acknowledge Moms. So here is a shout out to all Mom’s –Happy Mother’s Day!! For ALL those whose Mom is no longer with us, may you remember the best about them. In addition to...
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Budgeting for New Homeowners – First-time homebuyers must traverse a lot of unfamiliar ground. Refocusing your money is one of the most crucial improvements to make after purchasing a home. After all, you’ll be confronting new expenses such as home maintenance and energy bills, so now is the time to restructure your total budget....
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Saving for a down payment is the most difficult aspect of becoming a homeowner for most first-time buyers. In some locations, saving for a 20% down payment might take more than 40 years, and it is the single most difficult obstacle for homebuyers. How Do First-Time Homebuyer Grants Work? Homebuyer subsidies are intended...
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If you’re looking for your first house, a fixer-upper may sound appealing. These houses have dramatically decreased rates because they require extensive repairs or modifications. In today’s market, where saving for a down payment on a house is a real hardship for many people, the affordability of fixer-uppers is a significant advantage. Other buyers,...
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Financial Goals – The New Year is an excellent time to establish some sound financial objectives. But don’t go overboard. Set small, attainable goals to help you progress toward your larger ambitions. You could want to start with a big goal, like buying a house or retiring early, and then look at what you’ll...
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Benefits Of Paying Cash For A Home – The home-buying process can be time-consuming and difficult, especially if you’re in a competitive market with other buyers. One strategy to stand out and expedite the process is to make an all-cash offer. While it is true that all transactions result in cash, the reality of...
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How To Negotiate Your First Home Purchase – Learn how to get the best deal when buying your dream home. Buying a property is a significant commitment, so you want to ensure that you get the best deal possible through bargaining. However, you may be wondering how to negotiate a house’s price because...
LEARN MOREBuying Your First Home – The home-buying process can be intimidating, especially if it’s your first trip around the block. There are numerous moving elements, from preparing your money to selecting the ideal house to obtaining a mortgage loan. If you get them right, you’ll have your dream home. Have you changed course? And...
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Homeward Bound Newsletter April 2022 – Welcome to the month of April. By the time you are reading this, you will be deep into it. That means I can’t play any April Fool jokes on you. Never been a fan of those anyway. When I was a kid, my favorite radio station announced they...
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